90-Day Cash-Flow Planner

See when money is expected to arrive, when bills fall due and where a cash shortfall may develop.

A downloadable Excel workbook for small businesses, makers and seasonal sellers.

• Plan 90 days of daily cash receipts and payments.

• Enter opening available cash and your chosen cash reserve.

• View daily closing balances and a cash forecast chart.

• See the lowest cash balance, days below your reserve and additional cash needed to reach it.

• Test lower sales receipts with an adjustable factor, and edit payment dates to test delays.

• Includes two worksheets and clearly labeled fictional examples. Supports up to 300 cash entries.

Microsoft Excel required. One-time purchase: $19. Replace the example figures before planning your business. Manual inputs; no live bank or sales connection. No automatic tax, fee or tariff calculation. This is a cash forecast, not a profit statement. Daily closing balances may miss a shortage within a day.